Thank you Lexington Law Firm for sponsoring this post. A high service partner and consumer advocate that will help you fight for the credit you deserve!
Having a good credit score is crucial to gaining financial goals and I’m an avid seeker of financial goals. Financial freedom looks different for every person, whether you are a single person, couple, family or young person just getting started, find what defines financial freedom for you and set out to achieve it through your goals. Achieving looks different for everyone…because everyone has a different story in life, a different situation, a different solution and a different goal. That’s what makes us all unique. That’s what makes you who you are! You may have short term financial goals or a list of long term financial goals…either way…
Sometimes these goals can be hard to achieve for various reasons…
Yet every year Americans are denied loans for a car or a home due to errors on their credit reports, which ultimately sets you back from a long term (or short term) financial goal. On an average, these errors can take four months to correct – which could slow you down! Improving your credit score may take time, but it can be done. Every consumer has the right to good credit and the law is on their side to help them fix mistakes. We as consumers need to be educated that errors can and need to be fixed.
What is an example of a financial goal?
For our family a financial goal has been to build our home debt free, which took having a good credit score from the get go. It’s NOT been easy, but it’s been worth it every step of the way. Your story becomes stronger, your relationships within your “world” become stronger and you become stronger. Only good comes out in the end when you achieve your goals and can look back on your accomplishments and achievements.
Your financial goal maybe simply to save for a vacation, buy a new refrigerator or buy a new car. You fill in the blank for your goal _____________.
How do you write a financial goal?
Simple steps that will help you in writing a financial goal which will help you attain your goal:
- Set a monthly budget
- Write down every single penny you spend
- It seems like I shouldn’t have to say this but…Stick to your budget.
- Don’t add any more debt this year.
- Set a goal to save for an “emergency fund”
Personal Financial Planning
So maybe your story is different than mine…which I know it is…but whether you are fixing a credit score or looking to build a good credit score having the right access to the right tools is essential. Growing up my dad always taught me – you have to have the right tools to get the job done. No matter what area of life there are tools that aid us in getting a job done…whether it’s cooking a meal, cleaning up a yard, fixing a “honey-do” project in your home, learning a new skill/hobby or setting financial goals…they all require different tools which will aid in your personal financial planning.
A tool you’ll find helpful is Lexington Law Firm – they have built an app that gives you, the consumer, access to find the services they provide. With a package that meets every clients needs (because we all have a different story which means we have a different need) starting at just $24.95 a month. When you work with Lexington Law Firm you’ll have a peace of mind knowing you are working with experts that have a deep knowledge of protection laws and how to leverage them for your benefit. This builds your trust knowing that experts are going to fight for your legal rights.
Have you had a set back? The services provided through Lexington Law Firm can provide the right solutions for many big life changes i.e. a divorce, medical needs, you have student loans, were a victim of Identity theft, or simply want to repair your credit score or build your credit.